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Most business owners understand the importance of getting a business credit card, but they often pick one without taking the time to learn about the positive and negative factors. If you are looking for a new business credit card, then you might be interested in Ink Plus. This card comes with a lot of great benefits that you won’t want to ignore, and many people have already started to enjoy the advantages that this card has to offer. But like all things, Ink Plus is not for everyone. If you want to make a smart choice for your business, then take the time to review the following information.

Positive Aspects

chase-ink-plus-business-credit-cardInk Plus has a lot of enticing bonuses for new members, and you will be surprised to learn about the reward points. If you spend $5,000 in the first three months, then Ink Plus will give you 60,000 bonus points to use on travel and hotels. Business owners occasionally make purchases from companies that are located in other countries, but some credit cards charge extra service fees for international transactions. Those who use Ink Plus won’t need to worry about those extra fees. Having foreign transaction fees waived can save you a lot of money over time, and getting the most from your business requires you to reduce your overhead as much as possible. Also, you will have the option to get extra cards for your employees with no additional cost.

Negative Aspects

When it comes to Ink Plus, one of the biggest complaints from small-business owners is the annual fee. Although some business credit cards offer free service, you will need to pay $95 each year to keep your Ink Plus card active, and a few people have already walked away from this offer as a result. This card might not be the best choice for those who don’t travel consistently, and most of the extra bonuses are offered for office supply purchases. So you might want to evaluate how often you plan to travel and whether you are going to buy large quantities of staples, printer paper and pens. Before you sign up for the Ink Plus card, you need to check your credit rating. If your score is not 690 or higher, the bank is not likely to accept your application.

business-card-credits-cart2Final Thoughts

If you are not discouraged by the annual fee or the limited bonus categories, then Ink Plus could be the solution that you need to expand your business. Those who buy a lot of materials from foreign countries will save a lot of money by using this card, but you can also enjoy the rewards that come with buying office supplies. Rather than looking at a card as either good or bad, keep in mind that each one was designed to serve a particular purpose and to appeal to a certain market. If you feel as though this card can meet your needs, then don’t hesitate to take the next step.